Meru CEO Amilcar Kaderazo and Stellar Development Foundation's Ada Bogan discuss how neobanks powered by stablecoins are transforming financial access in Latin America, with Meru offering cross-border payments, savings, and DeFi integration for freelancers and emerging markets.
In this Interoperable Podcast episode, Meru CEO Amilcar Kaderazo and Ada Bogan from the Stellar Development Foundation explore the evolution of fintech in Latin America since 2017. They discuss how mobile adoption, stablecoins, and blockchain infrastructure are enabling neobanks to compete with traditional banks by offering faster onboarding, cross-border payments, and yield-bearing savings products. Key topics include regulatory clarity as a positive signal for the industry, self-custody models versus custodial approaches, the importance of DeFi integration for earnings, and how Meru has scaled to serve freelancers, digital nomads, and diaspora communities across LATAM. The conversation highlights Stellar's role as foundational infrastructure and the future of neobanks as platforms that combine superior UX with global financial access.