Expert panel examines Stellar's DeFi maturity: institutional adoption driving presence, risk management standards emerging, AI-powered tooling reshaping strategies, and RWA integration diversifying protocols.
Four DeFi experts discuss how Stellar's lending protocols have evolved from retail speculation to institutional infrastructure. Blend Capital and Parallel Protocol represent the new generation of modular lending systems; Blockworks Advisory drives demand for transparency and risk standards. Key themes emerge: institutional capital creates lasting network effects; DeFi lacks consistent risk frameworks but AI-powered detection and automated strategies are emerging; real-world assets diversify crypto portfolios but introduce duration risk requiring new operational models. Stellar's institutional-first DNA and Soroban's cost structure position the network uniquely for capital flows — but protocols must address risk visibility for institutions to deploy at scale.
