Findex protocol powers crypto neobanks with savings accounts, demonstrated across Xportal, HANA Wallet, Zipcash, BeansApp, and others. Users deposit stablecoins through Findex vaults to earn APY, with wallet providers controlling UX while using Findex backend infrastructure.
A demonstration of how the Findex protocol enables crypto neobanks to offer savings accounts to users. Multiple wallets including Xportal, HANA Wallet, Zipcash, and BeansApp are already live, with Meru and Decaf Wallet coming soon. Users can deposit USDC or EURC through a simple interface, with funds routed through Findex vaults to underlying DeFi protocols. Each wallet provider controls their own user experience and fee structure while leveraging Findex backend infrastructure. The system operates in a trustless, decentralized manner with real-time earnings displayed and withdrawals processed through the Findex API and vault smart contracts.
