SozuPay and ArcusX, two InstaAwards recipients, demonstrated Stellar smart account infrastructure and non-custodial escrow. SozuPay handles organization payments with passkey authentication and compliance configuration; ArcusX provides a freelance platform with smart contract escrow and portfolio management.
Two Stellar ecosystem projects from the InstaAwards accelerator demonstrated their progress: SozuPay, a wallet and payment application, shipped organization creation with OpenZeppelin smart accounts and biometric authentication; ArcusX, a freelance task platform, went live with smart contract escrow, portfolio verification, and deal management. The demos showed fast settlement times (approximately 5 seconds for transactions) and intuitive UX focused on reducing friction in fintech flows. Both projects are building on Stellar's smart account infrastructure to enable non-custodial payments and fund distribution.