Denelle Dixon, SDF CEO, discusses Stellar's record institutional adoption year. U.S. Bank's USBDC pilot, MoneyGram's MGUSD, and Franklin Templeton's five-year partnership show how stablecoins enable 24/7 settlement and real cost savings for traditional financial institutions.
SDF CEO Denelle Dixon walks through Stellar's banner year in institutional adoption. U.S. Bank, a top-5 U.S. bank, completed a full stablecoin lifecycle on Stellar—minting USBDC, moving it across geographies, using it for settlement, and clawing it back—in just nine months. MoneyGram's MGUSD works invisibly in the background, enabling remittance service providers to move value 24/7 without weekend liquidity gaps. Franklin Templeton celebrates a five-year partnership with Stellar, its FOBXX tokenized fund demonstrating how institutional investors access blockchain infrastructure under existing regulatory frameworks. Dixon addresses whether every bank needs its own stablecoin (no—consortiums like OpenUSD are forming) and how consumer benefits ultimately emerge through reduced remittance fees and loyalty programs tied to blockchain-native yield.
