Esteban from Palta Labs discussed how transparent financial infrastructure has become the backbone of modern business. Over four years on Stellar, Palta Labs built SourShop DEX and Findex yield aggregator, reaching 20M TVL and 28k users across 20 neobank integrations in Latin America, Africa, and Europe. The key insight: every business wants to be a fintech, not by building from scratch, but by embedding invisible financial infrastructure into their existing products.
Palta Labs' Esteban discussed how the future of financial services runs on transparent, embedded infrastructure that users don't see. For four years, Palta Labs has built products on Stellar to make this real: SourShop (DEX and DEX aggregator) and Findex (yield infrastructure for neobanks, fintechs, and businesses). The traction is significant: 20M TVL, 28k users, 20 neobank integrations across Latin America, Africa, and Europe. These neobanks don't want to become banks—they want to offer better financial products to keep users in their ecosystem. Findex abstracts away the complexity by connecting them to DeFi strategies and tokenized real-world assets from platforms like Centrifuge, Etherfuse, and Ondo. The vision: payments and financial services become invisible, happening in the background of everyday business transactions. Infrastructure that moves the financial layer on-chain without users ever seeing crypto.
