ARF, a Swiss-regulated settlement banking platform, discusses its use of Stellar for B2B financing and short-term liquidity provision. The company has processed over 300 million in on-chain traffic in seven months and is expanding into DeFi protocols like Blend and Huma to offer receivables-based lending.
Kazim Uzimas, co-founder of ARF, shares how the company evolved from building a meta-anchor network to becoming a treasury enhancement platform providing short-term liquidity for financial institutions. ARF has achieved 300 million in on-chain traffic over seven months using a 5 million dollar facility cycled 4.5 times monthly. The platform integrates Stellar's CEP31 cross-border payment protocol and uses USDC for settlements. ARF is now expanding into next-generation DeFi lending protocols on Soroban, including Blend and Huma, to offer transparent, receivables-based lending pools where liquidity providers can see real-time performance metrics and on-chain activity.
