Meru is a neobank for freelancers and remote workers that combines fiat banking with crypto functionality on Stellar. Users get US bank accounts, can deposit USDC on Stellar, earn yield through DeFi protocols, and withdraw via Visa/Mastercard or MoneyGram.
Meru is a neobank platform designed for freelancers, content creators, and remote workers across Latin America and Europe. It provides personalized US bank accounts for receiving international payments, integrates USDC deposits on the Stellar network, and offers yield generation through DeFi protocols built on Soroban smart contracts. Users maintain self-custody of their funds while enjoying account recovery via email and password. The platform supports spending through Visa and Mastercard debit cards, ATM withdrawals, and MoneyGram cash pickups globally. Meru leverages Stellar's infrastructure including smart contract wallets and stablecoin bridges to bridge traditional banking with cryptocurrency functionality.