Zebec CEO Simon and Stellar President Jose Fernandez-Dapont discuss how enterprise adoption has moved beyond pilot programs to production payroll and payments. Real use cases across $11 billion in Stellar stablecoin volume, with MoneyGram, PayPal, Franklin Templeton, and US Bank joining the ecosystem.
Zebec's enterprise payroll infrastructure on Stellar went live in June 2026 and saw faster adoption from global enterprises than anticipated. CEO Simon and Stellar President Jose Fernandez-Dapont discuss the shift from "should we do blockchain?" to "how do we scale it?" with major institutions including MoneyGram, PayPal, Franklin Templeton, US Bank, Amundi, and WisdomTree. Jose brings 20 years of payments experience from BBVA and PayPal, including work on PYUSD. He frames the evolution: five years ago, enterprises asked if blockchain was enterprise grade. Today they assume it is. The conversation has shifted to distribution, user experience, and moving money at scale—$11 billion in stablecoin volume already flowing on the network. The vision: make blockchain invisible. Rather than asking enterprises to understand elliptic curves and consensus, extract that complexity. Real use cases emerging include payroll, consumer payments via stablecoin cards, cross-border remittances via MoneyGram, and corporate treasury movements. The ecosystem is at the inflection point where blockchain infrastructure becomes background plumbing.
