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Stellar monthly update covering major ecosystem developments including Bermuda's on-chain economy launch on Stellar, Lumenloop discovery platform, Protocol 26 with quorum freeze, institutional adoption from State Street and Franklin Templeton, and significant DeFi and infrastructure improvements across the network.

Stellar Development Foundation hosts a panel discussion on blockchain investing in EMEA, announcing a 12-week accelerator program for founders building on Stellar in payments, DeFi, and RWA. The program runs through October with a demo day at Stellar's Meridian Conference in Lisbon.

Twitter Space discussion on real world assets (RWAs) tokenization, exploring whether the sector is opening new markets or reproducing traditional finance on-chain. Speakers debate institutional adoption, regulatory frameworks, and the gap between hype and actual usage across emerging markets and DeFi applications.

Hosts recap December highlights in the Stellar ecosystem, including Stellar House Miami event, Protocol 25 (X-Ray) testnet launch for ZK privacy, and tools like Smoothie Capital. Lightning round covers Marshall Islands UBI on Stellar, RWA milestones over $1B, Blend integrations, and upcoming events. Emphasis on DeFi growth, developer tools, and community initiatives.

Justin Benjamin from Normal Finance discusses crypto market updates, including Bitcoin at $97K and Ethereum stagnation, while highlighting opportunities in layer twos, DeFi, AI, and real-world assets as emerging sectors with 10x potential.