The Stellar Development Foundation hosted a panel at the Fourth International Conference on Financing for Development discussing how blockchain-based tools are delivering measurable results for underserved populations. The session explored real-world applications including the Stellar Disbursement Platform for healthcare worker payments and Decaf wallet for financial inclusion across geographic and socioeconomic borders.

At FfD4, the Stellar Development Foundation co-hosted a high-level side event with GIZ examining blockchain's role in development finance. Panelists highlighted how blockchain addresses gaps in traditional systems, particularly in fragile environments lacking banking infrastructure. Key applications discussed included the Stellar Disbursement Platform, which enabled faster, transparent salary payments to over 900 healthcare workers in a conflict-affected region, and Decaf, a Stellar-based digital wallet expanding financial access to historically excluded populations in countries like Colombia and Venezuela. The conversation emphasized that successful scaling requires clear policies, trusted delivery channels, localized training, and human capacity building. Experts stressed that blockchain's real impact depends on locally grounded, co-created solutions rather than one-size-fits-all approaches, with potential to address illicit financial flows, surface informal economy activity, and rebuild trust in institutions.