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Articlestellar.orgBri Wylde4mo ago

Composability on Stellar: How DeFi Protocols Work Together

This article explores composability on Stellar, demonstrating how modular DeFi protocols can be combined to create seamless user experiences. It details a real-world example of Blend, DeFindex, and Beans working together as execution, abstraction, and user-facing layers, and encourages developers to build on Stellar's growing ecosystem.

DeFiDevelopersSmart Contracts
Lumen Loop's take

The article explains composability as a core advantage for Web3 developers—the ability to build on existing, audited protocols rather than rebuilding infrastructure from scratch. It contrasts this with traditional siloed development and highlights how composability improves TVL, capital efficiency, and network effects. The piece showcases a practical three-layer integration: Blend (lending primitive), DeFindex (abstraction layer with tokenized vaults), and Beans (wallet interface). This integration resulted in Beans tripling average deposit amounts and achieving 70% retention on the earn feature. The article also mentions other integrations (Meru, Airtm, Lobstr) and provides resources like Scaffold Stellar and OpenZeppelin contracts to help developers get started. It concludes by noting Stellar's 2025 growth metrics: 193% TVL increase, doubled monthly active developers, and 118% RWA value growth.

Mentioned projects
6 projects linked
B
BeansApplications
SCF
Software WalletMobileP2P

Beans is a non-custodial payments and savings app built on the Stellar blockchain, designed to provide the general public with a…

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B
Blend CapitalFinancial Protocols
SCFAudited
DeFiLending & BorrowingLiquidity

Blend is a decentralized finance (DeFi) protocol built on Stellar's Soroban smart contract platform, enabling users, DAOs, and i…

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DeFindexFinancial Protocols
SCF
Yield AggregatorDeFi

​DeFindex helps wallet providers to offer savings accounts to their users easily, through a diversified DeFi portfolio. Also, It…

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R
ReflectorInfrastructure & Services
SCFAudited
OracleMulti Signatures

Decentralized price feed oracle for Stellar DeFi smart contracts to support derivatives, lending, and asset management.

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SoroswapFinancial Protocols
SCFAudited
DEXDeFi

Open-source AMM protocol and AMM Aggregator with Ecosystem Interoperability for providing liquidity and trading Stellar Assets i…

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Stellar Development FoundationInfrastructure & Services
Audited
InfrastructureCommunity

The Stellar Development Foundation (SDF) is a non-profit organization that supports the development and growth of the Stellar ne…

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