Thomaz Texeira, CEO of nTokens, discusses building fintech solutions on Stellar in this founder interview. He explains how blockchain democratizes finance globally and why smart contracts will enable programmable money for underserved markets.

In this Founder Journeys interview, Thomaz Texeira, co-founder and CEO of nTokens, shares his vision for blockchain's role in democratizing finance. Operating as an anchor on Stellar, nTokens issues stablecoins like the Brazilian Real and runs a secondary market for tokenized securities in Brazil. Thomaz views crypto as a social phenomenon that empowers people to build financial solutions across geographies. He discusses how smart contracts on Stellar will enable programmable money that scales access to finance more cheaply and democratically. Throughout the interview, Thomaz emphasizes the importance of integrity, learning from others, and building teams around shared values while maintaining flexibility in approach.