Arf uses USDC on Stellar to provide short-term working capital loans to licensed money service providers, enabling real-time settlement without requiring prefunding.
Arf has developed a lending solution that leverages USDC stablecoins to offer short-term working capital loans to licensed money service providers. This approach enables real-time settlement capabilities while eliminating the need for providers to maintain prefunded reserves. By utilizing Stellar's blockchain infrastructure and USDC, Arf addresses liquidity challenges in the money services sector, allowing providers to settle transactions more efficiently and reduce capital requirements.