DTC's proposed Direct Registration System upgrade targets settlement times from days to minutes. Securitize outlines a tokenized stock model combining one-for-one backing, voting rights, and verified-investor restrictions. Stellar integrates the compliance infrastructure. Survey: 66% of Americans want 24/7 money access; DeFi saving and interest-earning appeal to those considering it.

DTC's Direct Registration System upgrade proposal could cut share transfer times from days to minutes, addressing settlement as a lasting infrastructure bottleneck. Securitize and competing platforms are proposing different tokenized stock models; Securitize emphasizes one-for-one asset backing, preserved voting rights, and verified-investor verification. With Stellar integrating Securitize this week, institutional compliance infrastructure gains another deployment vector. Separately, an Ipsos survey finds 66% of Americans want continuous access to their funds, with saving and earning interest leading the financial use cases those open to DeFi would explore. Together: institutional settlement modernization and broadening consumer demand for financial flexibility are reshaping how assets move onchain.