Figure Technology Solutions launched YLDS, an SEC-registered, USD-pegged stablecoin with yield on Stellar. The product combines stablecoin liquidity with money market returns for regulated fintechs and neobanks, marking the first yield-bearing dollar product on the network.

Figure Technology Solutions announced the launch of YLDS on Stellar, an SEC-registered, USD-pegged stable asset issued by Figure Certificate Company. YLDS combines stablecoin liquidity with money market-style yield, designed for regulated entities like fintechs and neobanks requiring compliant on-chain dollar holdings. The launch strengthens Stellar's position as a hub for real-world assets, with the network hosting over $2 billion in tokenized RWAs from issuers including WisdomTree, Ondo, and Franklin Templeton. Stellar processed $55.6 billion in stablecoin payment volume in 2025 and ranks fourth by distributed RWA value. The launch builds on recent infrastructure improvements, including RedStone's institutional-grade oracle feeds added in March.