NGOs and humanitarian organizations can send stablecoins instantly to beneficiaries worldwide using Stellar's Disbursement Platform and Decaf Wallet, which enables cash-out at MoneyGram locations in 180+ countries, significantly reducing costs and fraud risks compared to traditional cash delivery.
Traditional NGO payment methods such as cash delivery and prepaid cards incur high administrative costs, fraud risks, and processing delays. Stellar's Disbursement Platform paired with Decaf Wallet offers a transparent alternative: organizations fund an SDP instance, upload recipient lists, and send USDC instantly. Recipients receive digital dollars directly in their Decaf Wallet and can cash out at MoneyGram's network spanning 180+ countries. Organizations like UNHCR and government programs including Wyoming's digital token initiative have adopted blockchain-based payments, demonstrating the approach's scalability for institutional aid delivery and cross-border remittances.