Untangled introduces an Embedded Yield Layer to simplify access to fragmented DeFi and RWA yields across multiple blockchains. It features modular components like Untangled Vault, Credio, and Untangled Pool for automated capital allocation, risk management, and private credit tokenization. Products like USDyc are live on Stellar, Celo, and Polygon, enabling seamless yield for users and institutions.
The DeFi yield landscape is highly fragmented with over 100 blockchains, 4,500 protocols, and 16,000 assets, creating significant operational challenges for investors. Untangled's Embedded Yield Layer addresses this by providing a single programmable yield token that abstracts complexity, dynamically allocates capital across vetted DeFi and RWA strategies, and automates risk curation and execution. Key components include the Untangled Vault for portfolio management, Credio for decentralized risk oracles with ZK proofs, and Untangled Pool for tokenizing private credit. Traction includes USDyc vaults on Stellar, Celo, Polygon, Ethereum, and Base offering 8-10% APY on USDC, upcoming USDn for delta-neutral strategies, Credio powering Moody’s on-chain ratings, and Karmen private credit pools. This enables fintechs, protocols, and DAOs to embed diversified yields natively, fostering integration between DeFi and real-world finance.