Panel discussion on custodial versus non-custodial wallets featuring experts from Ledger, Wirex, and academia. Panelists debate the spectrum of wallet solutions, regulatory compliance, privacy, and the role of self-custody versus institutional custody in crypto adoption.
A panel moderated by Candice Kelly, Chief Legal Officer at the Stellar Development Foundation, explores custodial versus non-custodial wallets with representatives from Ledger, Wirex, and University College London. The discussion covers the spectrum between self-custody and third-party custody, MPC wallet technology, regulatory compliance, privacy concerns, and identity management. Panelists debate whether crypto payments should require payer identification for large transactions, the role of banks in crypto ecosystems, and how technology can improve upon cash as a payment medium while maintaining user control and privacy.