Four Stellar Community Fund projects pitch wallet and payment solutions addressing distinct adoption challenges: SocketFi's smart account infrastructure for frictionless Soroban access, Decent's hardware wallet reaching 1M+ users, Cyclo's P2P LATAM on/off ramps, and Coala Pay's humanitarian aid delivery. Together they signal how user-facing infrastructure is maturing on Stellar.
Four Stellar Community Fund-backed wallet and payment projects pitched solutions solving distinct adoption barriers. SocketFi unveiled smart account infrastructure with passkey authentication and delegation, simplifying Soroban dApp access. Decent, a Korea-based hardware wallet with 1M+ users globally, now integrates Stellar XLM 5 vaults for institutional-grade security. Cyclo brought LATAM P2P on/off-ramp data: 1.9M transactions, 1,500 weekly, 2,000+ active users. Coala Pay demonstrated humanitarian aid efficiency gains—85% cost reduction, 30% more funding reaching beneficiaries. Collectively, the projects show wallet infrastructure and payment rails maturing across consumer, institutional, and mission-critical use cases on Stellar.
