Ken Sang (Crossmint) and Bojan Barakov (OpenSettling) discuss how AI agents and stablecoins are reshaping fintech infrastructure. From smart wallets to agent-to-agent transactions, blockchain is enabling machine-to-machine commerce at scale.
The era of human-centric banking is shifting toward autonomous agents that transact 24/7 with instant settlement and micropayments. Ken Sang from Crossmint and Bojan Barakov from OpenSettling explore how infrastructure like smart wallets and stablecoin rails enable AI agents to operate independently on blockchain networks. Traditional payment systems like ACH cannot support agent-driven microeconomies; on-chain settlement and message composition instead create new economic primitives. OpenZeppelin standards and smart contracts libraries provide the security foundation needed for this infrastructure shift.