Stellar processed 3.6 billion transactions in 2025 with 99.99% uptime, reaching 10.3 million unique addresses and $785 million in onchain real-world assets. Major institutions including Franklin Templeton, U.S. Bank, PayPal, and the Republic of the Marshall Islands deployed production systems on Stellar, while payment volume hit $55.6 billion, up 52% year-over-year.
Stellar's 2025 validated its positioning as the blockchain for financial services, with the network processing 3.6 billion transactions and maintaining exceptional reliability while keeping fees at $0.0007 per operation. Institutional adoption accelerated significantly: Franklin Templeton issued over $580 million in tokenized U.S. Treasuries, PayPal brought PYUSD to Stellar (now the 4th largest USD stablecoin), and the Republic of the Marshall Islands launched the world's first onchain universal basic income distribution worth $1.3 billion. Payment volume reached $55.6 billion with MoneyGram launching stablecoin-powered remittance services and Visa settling card transactions onchain. The network shipped major infrastructure upgrades including Whisk (enabling 3,000 TPS theoretical throughput) and X-Ray (comprehensive zero-knowledge cryptography support), while the developer community grew 171% over three years, significantly outpacing industry trends.
