Templar launches Precept, an institutional lending protocol on Stellar where each market configures its own collateral, borrow assets, risk parameters, and price feeds. Three launch markets go live today: XLM/USDC, deJAAA/USDC, and Gami earnUSDC/USDC. DeFindex and Re7 join as launch partners and curators. Guardian audited the protocol with no critical findings.
Templar Protocol launched Precept on Stellar, an institutional lending infrastructure where each market configures and enforces its own precepts. Three markets went live immediately: XLM/USDC, deJAAA/USDC, and Gami earnUSDC/USDC. Precept isolates market risk—one market's defaults do not affect others. Launch partners include DeFindex, which will allocate stablecoin vault liquidity to Precept markets, and Re7, serving as a market curator. Guardian audited Precept contracts, finding no Critical, High, or Medium findings. The protocol uses redundant oracle feeds, on-chain circuit breakers, and timelocked governance. Precept v1.0, targeting Q2 2027, will add permissionless markets and compliance hooks for regulated vaults.
