Stellar Community Fund announces SCF #45 results: 40 projects awarded approximately $4.04M XLM across Open, Integration, and RFP tracks. The cohort spans confidential-finance infrastructure, real-world-asset tokenization, cross-border payment rails, and agentic-payment tooling, reflecting the Stellar builder community's deepening depth and technical ambition.

The Stellar Community Fund (SCF) awarded $4.04M XLM to 40 projects in Round #45 across three tracks: 8 projects in Open Track ($838K), 28 in Integration Track ($2.76M), and 4 in RFP Developer Tooling ($445K). The Open Track cohort includes foundational infrastructure like ZKELLA (a confidential-finance layer with ZK circuits and compliance viewing keys), Astrolabe (a Stellar block explorer with Galexie data layer), Pods (an RFQ settlement primitive for tokenized RWAs), and Strata (a white-label vault kit for RWA projects). The Integration Track spans geographic and vertical coverage: Brazilian real-estate tokenization, African stablecoin banking, Latin American consumer DeFi access, institutional custody integration, cross-border freight payments, marine utility settlement, and multiple regional payment and lending initiatives. This round demonstrates the ecosystem's evolution beyond single-chain DEX speculation toward institutional infrastructure, regulated access layers, and last-mile financial inclusion.