Stellar's Disbursement Platform and Decaf Wallet offer NGOs and humanitarian organizations a faster, cheaper, and more transparent alternative to traditional cross-border payment methods like cash delivery and prepaid cards.

NGOs and humanitarian organizations traditionally rely on costly and inefficient methods like cash delivery and prepaid cards for cross-border payments, facing challenges including high operational costs, fraud risks exceeding 20%, payment delays, and lack of transparency. Stellar's Disbursement Platform combined with the Decaf Wallet provides a blockchain-based stablecoin solution that addresses these issues by enabling faster, more secure, and transparent fund transfers. The approach reduces administrative overhead, improves tracking capabilities, and ensures beneficiaries receive funds reliably while maintaining full visibility into fund usage.