UNICEF's AidLink combines Rumsan, Xcapit's Shelter, and Kotani Pay into a modular blockchain pipeline for humanitarian cash transfers. A Cusco pilot with 270 beneficiaries reduced transfer costs by over 80% and achieved sub-30-second settlement with 100% fund delivery and full on-chain auditability.
UNICEF's AidLink project integrates three Digital Public Goods into an end-to-end humanitarian cash transfer system: Rumsan for beneficiary registration, Xcapit's Shelter for blockchain-based disbursement, and Kotani Pay for last-mile mobile money conversion. A three-month pilot in Cusco, Peru with 270 beneficiaries demonstrated that blockchain infrastructure can reduce transfer costs from $3-12 to $0.27 per transaction, settle funds in under 30 seconds, and provide complete on-chain traceability. Shelter, designed as open-source SaaS infrastructure, enables programmable, verifiable asset distribution for humanitarian aid, government social programs, and climate finance. The modular architecture eliminates vendor lock-in and single points of failure while maintaining beneficiary privacy and operational simplicity through SMS-based wallet access and native language support.
