The Stellar Development Foundation submitted comments to the U.S. Treasury on digital asset regulation, advocating for interoperability between CBDCs, stablecoins, and blockchain-based systems to advance financial inclusion and reduce transaction costs.

The Stellar Development Foundation responded to the Treasury's request for comment on responsible digital asset development with three key recommendations: first, that CBDCs, stablecoins, and other digital assets should coexist under an interoperable policy framework; second, that financial inclusion requires collaboration between public and private sectors through individual products and services, citing MoneyGram's use of Stellar as an example; and third, that the federal government should collect regular data on digital asset usage to inform policymaking. SDF emphasized that blockchain infrastructure could reduce transaction costs and settlement times while supporting underserved communities.