Meru and DeFindex discuss how to generate yield on stablecoins through DeFi protocols. Meru integrates DeFindex infrastructure to offer users self-custodied returns ranging from 8-23%, with no intermediaries, no withdrawal limits, and instant interest compounding.
In this Spanish-language live stream, Meru CEO America and DeFindex founder Francisco explain how DeFi works and how Meru users can earn yield on dollar deposits. DeFindex provides infrastructure that connects Meru to lending protocols on Stellar, allowing users to earn returns without giving up custody of their funds. Key points: returns fluctuate based on market demand for loans (typically 8-23%), all smart contracts are audited and open-source, users can deposit from $0.01 to millions with no time locks, interest compounds automatically, and there are no fees for deposits or withdrawals. The discussion covers security (over-collateralized loans, formal verification audits), regulatory compliance (Meru reports to FinCEN), and how this differs from traditional banking where intermediaries capture most returns.