Amanda explores how privacy and compliance can coexist for tokenized real-world assets on Stellar. Using zero-knowledge proofs, verifiable credentials, and the IPSA cross-chain protocol, she demonstrates a layered architecture: identity stays off-chain with KYC providers, authorization is proven on-chain, and only the proof moves across chains. This solves the problem where moving assets between networks forces users to expose personal information repeatedly.
Amanda addresses the privacy-compliance challenge for tokenized RWAs moving between blockchains. Today, users must repeat KYC with each platform, fragmenting personal data across multiple databases. Her solution separates concerns: identity (kept off-chain with issuers and KYC providers) and authorization (on-chain as zero-knowledge proofs). Smart contracts verify users meet regulatory requirements—eligible geography, accredited status—without ever seeing personal information. IPSA, an IBC implementation for Stellar, enables cross-chain execution: Stellar verifies compliance, then passes only the authorization proof to the destination network, never the personal data. The architecture demonstrates how privacy and compliance can coexist: personal data stays with the organizations legally responsible for it, while the chain handles only the cryptographic proof that authorization was granted.