Arf, an RWA-backed working capital platform on Stellar, surpassed $1 billion in onchain liquidity volume, supporting global payments institutions. The milestone addresses a $4 trillion liquidity gap in cross-border transactions, with Arf's transparency protocol ensuring on-chain risk visibility for lenders.

Arf, an RWA-backed working capital platform on Stellar, surpassed $1 billion in onchain liquidity volume, supporting global payments institutions. The milestone addresses a $4 trillion liquidity gap: financial institutions traditionally rely on expensive equity or credit lines to fund cross-border transactions, limiting capital efficiency and transaction growth. Arf's onchain transparency protocol represents all financial activities directly on-chain, giving liquidity providers real-time visibility into risk and enabling informed capital allocation. Supported by Stellar, the platform targets $100 billion in transaction volume by 2025. The achievement underscores practical blockchain adoption for institutional payments, with Stellar Development Foundation endorsing the approach as proof of utility.