Arf launched a USDC-backed working capital solution in partnership with the Stellar Development Foundation, providing unsecured short-term loans for cross-border payment institutions. Within four months, the platform deployed $80M across 800+ locations globally, generating $150M in cumulative on-chain USDC volume.
Arf, a Swiss-regulated global settlement banking platform, launched the Arf Credit Line in partnership with the Stellar Development Foundation to address liquidity constraints in cross-border payments. The solution provides unsecured, short-term working capital (1-5 days) for licensed financial institutions, eliminating the capital-intensive pre-funding requirements that have traditionally constrained the industry. Within four months of launch, the platform deployed $80 million in loans across its network of 800+ money transfer locations globally, generating $150 million in cumulative on-chain USDC volume. The initiative demonstrates how blockchain-native working capital markets can unlock trapped capital held in pre-funded accounts, reshaping economics for payment and remittance companies.
