At Davos 2026, Arf, LuLu Financial Holdings, and the Stellar Development Foundation presented PayFi as a production payments layer. Moving beyond pilots, the framework integrates programmable liquidity, embedded compliance, and autonomous settlement directly into transaction execution. The panel demonstrated how this enables live cross-border payment flows without prefunding or manual orchestration on Stellar infrastructure.
At the World Economic Forum in Davos in January 2026, a panel convened by Arf, including LuLu Financial Holdings and the Stellar Development Foundation, announced PayFi as production-ready financial infrastructure for global payments. PayFi shifts payment execution from pre-funded, corridor-based models to real-time settlement where liquidity, compliance, and execution operate as a single system. Adeeb Ahamed, Managing Director of LuLu Financial Holdings, noted the model is already improving cross-border transaction execution. Raja Chakravorti of SDF highlighted that Stellar's infrastructure supports agentic payment logic at institutional scale. Ali Erhat Nalbant, CEO of Arf, emphasized that natively integrating liquidity, compliance, and execution enables autonomous funding, settlement, and execution. The framework is already live powering institutional cross-border flows.
