Huma Finance and Arf merge to create a combined liquidity platform for cross-border payments. The integrated platform leverages real world asset tokenization and USDC to reduce capital requirements for financial institutions, targeting $3 billion on-chain liquidity by year-end.

Huma Finance and Arf announced a merger combining their liquidity platform and real world asset tokenization capabilities for cross-border payments. The combined entity addresses $4 trillion in enterprise working capital locked in treasury accounts. Since their initial partnership in 2023 with Stellar Development Foundation support, the companies enabled over $1 billion in cross-border payments, with current monthly demand reaching $500 million. The merged company targets $3 billion in on-chain liquidity volume by year-end 2024.