DeFi, payments, tokenization, Soroban, governance, and project launches — curated daily from publications, project blogs, and community channels across the Stellar blockchain ecosystem.
Balanced's 2024 review highlights explosive growth with new features like Savings Rate offering 17% average returns, economic enshrinement with ICON, and expansion to 12 blockchains including Stellar. Key developments include cross-chain loans, BALN & sICX tokens, and intent-based trades for efficient swapping. The protocol looks ahead to 2025 with cross-chain liquidity, more chain integrations, and enhanced trading.
A blog post exploring how programmable payments and blockchain technology could improve charitable aid distribution by reducing inefficiencies and human fallibility in philanthropy. The author argues that using Stellar's infrastructure for conditional, automated payments could enable more direct and traceable delivery of disaster relief and social programs.
Stellar's DeFi ecosystem reached a record $61 million TVL on November 24, more than 150% above its mid-November peak, driven by surging XLM prices and growth across DEXs like Aquarius, LumenSwap, and Soroswap, plus the lending protocol Blend.
USDx stablecoin from FxDAO protocol is now live on Soroswap Finance, the first DEX on Soroban Blockchain, with a $190,000 TVL liquidity pool for the XLM/USDx pair. Users can issue USDx by locking Lumens as collateral in FxDAO vaults for liquidity without selling assets. The article guides on acquiring, swapping, and providing liquidity for USDx on Soroswap.
This guide explains how Ghanaian users can withdraw stablecoins like USDC and USDT from Binance to Ghanaian Cedi via mobile money or bank accounts using Bingtellar. Bingtellar is a web3 payments platform that supports Stellar, Solana, and BEP20 networks for seamless conversions. It offers speed, convenience, security, and fair rates as key benefits.
This article explains USDT and USDC stablecoins, their features, blockchains, use in payments, comparisons, stability issues, and alternatives. USDC is highlighted on Stellar among other chains, while USDT supports a broader range. Both are key for stable crypto transactions despite past depegging events.
COCA Wallet's Q3 2024 recap highlights explosive growth with over 138,000 users, 600,000 wallets, and €750,000 in transaction volume. Key launches include physical debit cards, Revolut Pay and Stellar blockchain integrations for USDC/USDT top-ups, BASE chain support, and the world's first Solana-enabled MPC wallet. Community initiatives like the COCA Points program and meme competition drove strong engagement.
Stellar Development Foundation integrated Mastercard's Crypto Credential solution into its blockchain network to enable secure, compliant crypto wallet use cases. The move reflects growing momentum in stablecoin payments, with Stripe, Ripple, and other platforms expanding digital asset adoption across merchants and institutions globally.
Paxos, a regulated tokenization platform, announced integration with Stellar at Meridian 2024, planning to bring stablecoins and digital assets to the network…
Paxos announced integration with the Stellar network at Meridian 2024, bringing regulated stablecoins to the blockchain. The collaboration aims to expand inst…
Etherfuse, a real-world asset tokenization platform, announced it will join the Stellar network in 2025, bringing its Stablebonds product to the ecosystem. Stablebonds function as on-chain savings accounts backed by government bonds, offering inflation-resistant returns.
AUDC, a Novatti Group fintech company, has issued AUDD, an Australian dollar-backed stablecoin on the Stellar network, to solve cross-border payment liquidity challenges for financial institutions. By leveraging Stellar's DEX and a companion asset (AUDR) for on-demand minting, AUDD enables faster, cheaper, and more efficient global transactions.
Velo Labs integrates OpenEden's tokenized U.S. Treasury bills as reserve collateral for USDV stablecoin, expanding its Real World Assets aggregation mission and enabling yield generation for token holders through institutional-grade assets.
CEX.io has integrated MoneyGram and Stellar to enable users to convert USDC to physical cash and vice versa at participating MoneyGram locations across the EEA, Africa, LATAM, and select European countries.
The article explores the rising potential of non-USD stablecoins in DeFi, highlighting their role in global financial inclusion and cross-border payments. It discusses EVM-compatible chains and projects like Spacewalk, which bridges Polkadot and Stellar ecosystems, alongside Vortex for fiat conversions. These innovations promise efficient on-chain FX markets and reduced reliance on traditional systems.
The article explores bridging traditional banking and crypto payments through seamless crypto-fiat integration, highlighting platforms like Polkadot and Stellar. It discusses stablecoins, cross-border transactions, and benefits for individuals, merchants, and businesses. The piece promotes Pendulum, a Polkadot-based solution for fiat-DeFi connectivity.
Soroswap.Finance, the first DEX on the Soroban Blockchain in the Stellar ecosystem, announces the listing of $NGNC, a Naira-pegged stablecoin natively supported on Stellar. This enhances liquidity, FX utility, and cross-border payments for Nigerian users. Users can trade, add liquidity, and swap NGNC with assets like XLM, BTC, ETH, and USDC.
Soroswap.Finance, a DeFi protocol on the Soroban blockchain, has received a $50,000 USD liquidity award in XLM from the Stellar Development Foundation. The funds were added to the XLM-USDC pool via a Liquidity Timelock Contract locking tokens until August 5, 2025. This milestone enhances liquidity, security, and user trust in the Stellar ecosystem.
Balanced, a cross-chain DeFi app, is now live on Injective, enabling borrowing of bnUSD stablecoin, cross-chain swaps, and transfers to chains like Arbitrum, Avalanche, and others. It uses General Message Passing (GMP) powered by IBC for seamless interoperability. Upcoming connections include Stellar.
DECTA, an Ireland-based EMI, is partnering with French fintech Next Generation to launch EURT, a MiCA-compliant Euro-pegged stablecoin on Stellar and three other blockchains. The project, originally launched in 2017, is being relaunched in October 2024 under the new European regulatory framework.
OwlTing Group integrated its OwlPay Wallet Pro with Stellar to support USDC stablecoin, expanding access to 8+ million Stellar accounts. The integration enables compliant cross-border payments and allows users to pay transaction fees in fiat currency.
Vesseo, a Stellar-based digital wallet by SDF subsidiary Sunship, reported 282% growth in monthly active users and 186% growth in transactions year-over-year, with Argentina accounting for 93% of its user base as high inflation drives adoption across Latin America.
Etherfuse, a tokenized real-world assets platform, raised $3 million in seed funding co-led by White Star Capital and North Island Ventures, with participation from the Stellar Development Foundation. The company is tokenizing emerging market government debt on Stellar and Solana blockchains, starting with Latin American sovereign bonds.
Huma Finance publishes a comprehensive overview of PayFi (Payment Finance), a new frontier in real-world assets that combines stablecoins with financing mechanisms to enable scalable, compliant payment solutions. The article introduces the PayFi Stack—a framework with six layers (Transaction, Currency, Custody, Financing, Compliance, Application)—and highlights Stellar's role alongside Solana in providing high-throughput, low-cost transaction infrastructure for payments.
This guide explains how Ugandan users can withdraw cryptocurrency from Binance to Ugandan Shillings (UGX) via Mobile Money or bank accounts using Bingtellar, a web3 payments platform. It provides a detailed step-by-step process, highlighting Bingtellar's advantages over P2P methods. The article mentions Stellar as one of the affordable blockchain networks for low-cost transfers.
Glo Dollar, backed by a $250,000 SDF donation, launches on Stellar to enable embedded philanthropy. Users can send Glo Dollars for remittances and social payouts while automatically supporting charities through reserve earnings, with potential to generate $3 million yearly for causes.
Pendulum's Q2 2024 roundup highlights the launch of their Forex AMM on Testnet powered by Nabla and progress on the Spacewalk bridge uniting Stellar and Polkadot ecosystems. Key developments include vDOT collateral from a successful Polkadot treasury proposal, stablecoin offramping to bank accounts, Soroswap integration, Subscan listing, and new liquidity pools on Zenlink for Stellar holders. Governance referendums advanced asset registrations and network upgrades.