Stellar Ecosystem
News

PaltaLabs won the Best Oracle-Based Smart Contract Award at the 2nd Reflector Dev Contest for Trustless Portfolio Manager, an automated DeFi portfolio rebalancing tool built on Soroban that combines Reflector price feeds, DeFindex vaults, and Soroswap AMM functionality.

Etherfuse has launched Stablebonds on Stellar, tokenized government treasury bonds offering yield-bearing opportunities with low entry barriers. These RWAs leverage Stellar's low fees and global infrastructure to democratize access to the $140T bond market.

Balanced released its Q4 2024 update, highlighting launches on Stellar, Solana, and Optimism, alongside BALN cross-chain deployment across multiple blockchains including Stellar. Key achievements include intent-based trades between Arbitrum and Sui, smart contract audits, and preparations for cross-chain liquidity and Savings Rate. The DAO reported $82k in fees, with ongoing governance and economic enshrinement progress.

The Stellar Community Fund (SCF) Round 31 awarded $2,068,710 in XLM to 22 projects, including payment solutions, DeFi platforms, developer tools, and RWA tokenization engines. The round received 123 submissions, with 71 being first-time applicants, demonstrating strong ecosystem growth.

The Stellar Community Fund (SCF) #32 awarded $1,377,495 worth of XLM to 17 projects, including wallets, DeFi platforms, payment solutions, and developer tools. The round received 78 submissions, with 40 being first-time applicants, demonstrating continued ecosystem growth and innovation.

PayFi integrates payments with on-chain financing and blockchain technology to enable the free flow of value on-chain. By combining Web3 payments, Real-World Assets, and DeFi, PayFi unlocks new financing opportunities and helps businesses unlock liquidity through tokenized assets.

The Stellar Development Foundation published a comprehensive 2024 year-in-review highlighting major ecosystem achievements including the mainnet launch of Soroban smart contracts, expansion of DeFi protocols like Blend, integration of payment solutions with MoneyGram and Stripe, real-world asset adoption through Franklin Templeton and Paxos, and humanitarian aid initiatives through UNHCR partnerships.

Ghanaian fintech Seevcash integrated DeFindex's white-label DeFi yield infrastructure on Stellar in just one week, slashing development time from 12+ months and reducing code by 50%. Post-marketing, TVL spiked 433% to $13K with 24 active users earning yields on stablecoins. The SDK enabled gasless transactions via Stellar sponsorship, building trust in unbanked markets.

Balanced's 2024 review highlights explosive growth with new features like Savings Rate offering 17% average returns, economic enshrinement with ICON, and expansion to 12 blockchains including Stellar. Key developments include cross-chain loans, BALN & sICX tokens, and intent-based trades for efficient swapping. The protocol looks ahead to 2025 with cross-chain liquidity, more chain integrations, and enhanced trading.

DIA has deployed its price oracle infrastructure on Stellar's Soroban testnet, enabling developers to build DeFi applications with real-time market data feeds. The deployment was supported by a Stellar Community Fund award and provides access to price feeds for over 2,500 cryptocurrency tokens.

Huma Finance published a detailed breakdown of the PayFi Stack, a six-layer framework for blockchain-based payment financing inspired by the OSI model. The framework addresses limitations in traditional finance by enabling real-time, programmable, borderless payments through structured layers covering transactions, currencies, custody, compliance, financing, and applications.

Balanced Network has launched wrapper-free BALN and sICX tokens across multiple chains including Stellar, enabling seamless holding, swapping, and transferring. Previously limited to ICON, these tokens now reduce friction for users on Arbitrum, Avalanche, Base, BNB Chain, and soon Optimism. Upcoming features include cross-chain liquidity, rewards, and governance.

Balanced, a cross-chain DeFi app on ICON, has integrated Solana as its 11th blockchain connection, enabling users to swap SOL, transfer assets cross-chain, use SOL and JitoSOL as collateral to borrow bnUSD, and supply liquidity on ICON. This expands Balanced's reach to Solana's 5 million daily active users with audited smart contracts and low fees. The integration leverages ICON's GMP protocol, which also connects to Stellar and other chains.

Balanced, a cross-chain DeFi app, has launched on the Stellar blockchain, enabling users to swap XLM for assets on other chains, use it as collateral to borrow bnUSD stablecoin, and transfer to ICON for liquidity provision. The integration includes a Stellar Community Fund grant, audited smart contracts, and fast, low-cost transactions. It leverages ICON's GMP for seamless interoperability.

Stellar's DeFi ecosystem reached a record $61 million TVL on November 24, more than 150% above its mid-November peak, driven by surging XLM prices and growth across DEXs like Aquarius, LumenSwap, and Soroswap, plus the lending protocol Blend.

A detailed recap of Meridian 2024's Dev Underground stage in London, where 80+ Stellar Community Fund winners pitched their projects over two days in a casual, collaborative environment. The article highlights standout projects, community collaborations, and the vibrant energy of builders across the Stellar ecosystem.

USDx stablecoin from FxDAO protocol is now live on Soroswap Finance, the first DEX on Soroban Blockchain, with a $190,000 TVL liquidity pool for the XLM/USDx pair. Users can issue USDx by locking Lumens as collateral in FxDAO vaults for liquidity without selling assets. The article guides on acquiring, swapping, and providing liquidity for USDx on Soroswap.

Hana Wallet now integrates Soroswap, allowing users to easily swap Stellar tokens like XLM and USDC directly from their mobile devices. The article provides a step-by-step guide to installing Hana Wallet, setting it up for the Stellar network, and accessing Soroswap via the app's DApps directory. This enhances decentralized finance accessibility on the Soroban ecosystem without KYC requirements.

At the October 2024 EasyA x Stellar Meridian Hackathon, PaltaLabs won 3rd place with Payroll Genius, a tool that digitizes employment contracts and salary management. It lets SMEs earn yield on salary reserves via Soroban DeFi while giving employees access to collateralized loans.

zkCross Network announces Super Accounts on Stellar, powered by their Chain Abstraction Layer, enabling seamless 1-click cross-chain DeFi transactions without bridging or gas management. This integrates zkCrossDEX with Stellar's Soroban blockchain, supported by a Stellar Community Fund grant. The phased roadmap includes AMM DEX, staking, launchpad, and perpetuals trading.

Etherfuse, a real-world asset tokenization platform, announced it will join the Stellar network in 2025, bringing its Stablebonds product to the ecosystem. Stablebonds function as on-chain savings accounts backed by government bonds, offering inflation-resistant returns.

Stellar DEX offers zero-fee trading, providing a significant edge for strategies like scalping and arbitrage by eliminating percentage-based costs that erode profits on other exchanges. Minimal network fees of 0.0001 XLM ensure negligible impact, while AMMs enhance liquidity on key pairs like XLM/USDC. The article highlights pros, cons, and tools like Chartui to maximize trading potential.

Chartui is a new customizable trading client designed specifically for the Stellar Decentralized Exchange (DEX). It offers real-time prices, charts, order books, trades, multi-pair monitoring, and multi-account management. Traders can personalize layouts, widgets, and analysis tools to enhance their Stellar DeFi experience.

Soroswap, the first DEX on Stellar blockchain, evolved into an AMM aggregator to combat fragmented liquidity. They partnered with PaltaLabs for development and Runtime Verification for auditing via the Stellar Audit Bank program. The audit enhanced security and provided key insights like using deployer contracts.

A Bolivian woman shares her educational journey through a Stellar-focused bootcamp organized by Women Biz community, where she learned DeFi fundamentals, created her own token, and developed blockchain-based project ideas for cultural tokenization and decentralized entrepreneurship.

Soroswap Finance introduces a new protocol selection feature allowing users to manually choose between Soroswap AMM and SDEX for optimal swaps on the Stellar network. By default, it automatically selects the best protocol based on current prices. This enhances flexibility and control for traders using Soroban's liquidity pools and Stellar's classic DEX.

ClickPesa has launched the ClickPesa Debt Fund, a DeFi lending facility built on Stellar and powered by Soroban smart contracts, designed to provide financing to SMEs and women-owned businesses across Africa. The fund's SME I Pool uses Script3's Blend protocol and offers up to 12% annual interest with quarterly repayments, backed by ClickPesa Collateral Tokens (CPCT) pegged to real microfinance loan books.