Stellar Ecosystem
News

An article exploring secure agent delegation architecture through WaaP, a wallet-as-a-platform system that enables AI agents to execute transactions with scoped permissions and policy enforcement rather than full key access.

Freighter, a Stellar wallet browser extension, improved initial load times by 63% from 3.5s to 1.27s through optimized data loading, aggressive caching, and smarter asset icon fetching via Stellar RPC and Horizon. Key changes include loading only essential data first, preloading others in the background, and batching requests. Future plans involve a custom wallet backend and sidepanel mode for even faster access.

The Stellar Development Foundation and TopNod announced at Consensus Hong Kong that TopNod's non-custodial Web3 wallet is integrating with the Stellar network, expanding access to Stellar's infrastructure across Asia, Africa, and Latin America with a focus on real-world assets and stablecoins.

IRL, a cultural loyalty platform, successfully onboarded 73,000+ people into the Stellar ecosystem through real-world activations at Meridian 2025 in Rio de Janeiro and Art Basel's Stellar House in Miami, using Privy wallets and IRL Touchpoints to create seamless onchain experiences without requiring crypto knowledge.

The Stellar Development Foundation introduced Meridian Pay, a production-ready smart wallet built on Stellar Mainnet that launched at Meridian 2025 in Rio de Janeiro. The wallet uses passkey-based authentication, eliminating seed phrases and passwords while enabling seamless onchain transactions with zero user-facing fees.

Litemint, a gaming studio built on Stellar, demonstrates how NFTs can serve as functional in-game assets rather than speculative collectibles. Its competitive card game Cyberbrawl uses Stellar-based NFTs for playable cards and items, with an integrated Auction House and marketplace enabling real player-driven economies.

This article explains the multi-layer architecture of modern Web3 blockchains, from Layer 0 foundations to Layer 3 specialized applications. It covers key examples like Cosmos, Ethereum, Optimism, and briefly mentions Stellar among supported L1 networks in the HOT Wallet. The piece promotes a multi-chain wallet for seamless interaction across these layers.

COCA launches version 2.0, shifting strategic focus from wallet to stablecoin banking ecosystem for everyday payments with simplified UX. The update introduced rewards program featuring 6% APY staking, cashback, and tier-based loyalty, supported by $10M airdrop and partnerships with Ramp Network and Everstake.

Freighter wallet now supports adding SEP-50 collectibles on Mainnet, Testnet, and Futurenet via manual input of contract address and token ID. Enhanced memo requirement checks in the Send flow ensure payments to exchanges reach their destination. Additional bugfixes and stability improvements are included.

Freighter Wallet is a non-custodial browser extension for Stellar that enables secure transaction signing and dApp interaction while keeping private keys on the user's device. It serves as the primary gateway for Web3 participation on Stellar, with full Soroban smart contract compatibility.

Normal Finance, an on-chain investing protocol built on Stellar, is now live at normalfinance.io. It enables Stellar users to gain long or short exposure to major crypto assets like BTC, ETH, SOL, ADA, and XRP directly from their Stellar wallets without bridging. The platform offers self-custodial synthetic positions, yield earning, and simple onboarding.

Meridian 2025 featured an innovative NFT activation that transformed the conference into an interactive art experience, with 24 global artists creating 80 unique works. Attendees collected proof-of-attendance NFTs via QR codes and tap-to-collect mechanics using Meridian Pay smart wallet, marking the first major real-world implementation of Stellar's SEP-50 NFT standard.

Litemint has launched a wallet-first redesign of its NFT Marketplace on the Stellar blockchain, eliminating registrations and logins for seamless wallet-based interactions. It features one-click minting for various media types, full SEP-1 compliance, and trading across 50+ Stellar markets including StellarExpert Top50. The platform leverages Stellar's first-class asset model for NFTs, ensuring universal interoperability without smart contracts.

Hana Earn allows users to passively earn yield on USDC while maintaining full liquidity and control within the Hana crypto app. It eliminates DeFi complexities like monitoring, locking funds, or switching apps by leveraging an onchain stack including Stellar for fast, low-cost settlements. Users can spend or swap USDC anytime without interrupting earnings.

Seven apps have integrated DeFindex yield infrastructure on Stellar, enabling users to earn 3-10% APY on stablecoins through a single, unified vault system. Each app targets different user needs—from mobile-first African markets to multi-chain portfolio management—while leveraging Stellar's low transaction costs and fast settlement.

Hana launches Hana Earn, a seamless feature allowing users to earn yield on USDC directly within the Hana app without lockups or added complexity. Funds remain spendable and under user control, powered by infrastructure including Stellar for fast, low-cost settlements. This makes crypto function more like traditional money by integrating earning into everyday holding and spending.

HOT Wallet by HOT Labs is presented as the premier wallet for Stellar (XLM) users, offering intuitive swaps, bridging, staking, and free account activation on the Stellar network. It supports XLM, USDC, EURC, and other assets across mobile, browser, and Telegram platforms. The article details setup, swapping via Aquarius and Soroswap, bridging, and unique features like MPC security and 24/7 support.

The Stellar Development Foundation announced its facilitation of the world's first onchain universal basic income program in the Republic of the Marshall Islands, disbursing USDM1 (a sovereign digital bond) through the Lomalo wallet powered by Crossmint on Stellar.

COCA's November 2025 monthly update highlights strong growth with 85% sustained active card user expansion, 45% increase in new card orders, and 22% rise in transaction volume. Key achievements include a Stellar Foundation feature spotlight, shortlisting for BeInCrypto Awards, launch on Aurora (NEAR), and vibrant community campaigns. Product updates enhanced transparency, multi-chain deposits, and global language support.

A detailed comparison of COCA and KAST crypto cards highlights COCA's advantages in self-custody, real stablecoin cashback, zero fees, multichain support including Stellar, and additional perks like APY and travel benefits. KAST offers custodial convenience and broader availability but relies on speculative points rewards and higher fees. COCA is positioned as the superior choice for most users seeking real value.

Freighter wallet release 5.36.0 brings performance improvements through lazy loading API requests and enhanced caching. UX updates streamline Send and Swap flows with fewer clicks, and a new button allows easy address copying from the options dropdown. Additional bugfixes and stability enhancements are included.

Stellar Meridian 2025 in Rio showcased the evolution of Stellar's blockchain into production-grade infrastructure for payments, identity, RWAs, and stablecoins. Key sessions highlighted open systems, regulatory progress, privacy innovations, and real-world applications from partners like MoneyGram, Nubank, and Ondo Finance. LATAM and Africa emerged as blueprints for financial inclusion and efficient money movement.

Pavel Matveev of COCA, a non-custodial stablecoin-native wallet built on Stellar, is featured in the Stellar Community Fund Spotlight series. COCA received a $50K SCF grant and a $1M Series A investment from SDF to integrate USDC support and solve Web3 security and usability challenges for mass-market adoption.

Mercuryo, Stellar, and LOBSTR have launched a 5% USDC cashback campaign (up to $50) for users buying USDC via Mercuryo on the Stellar network through LOBSTR Wallet. The initiative aims to encourage everyday stablecoin transactions rather than just holding. It combines Stellar's fast blockchain, LOBSTR's user-friendly wallet, and Mercuryo's fiat on-ramp for seamless access.